An offset account is truly a powerful tool if used correctly. Offset accounts are used by both home and investment loan borrowers as a great tool to save interest on your home and paying off your home sooner, as well as tax planning for investors. How do offset accounts work? They can be called: offset account, interest…
When you work for yourself, it can sometimes be challenging to meet the lending criteria to get a standard home loan. The good news is there are specialist loans on the market which are specially designed for self employed people and offer more flexible lending criteria. Some banks have made it easier for the self…
In 90% of cases Debt Consolidation will reduce monthly payments by up to 50%, lowering your monthly repayment, saving you thousands & enable you become debt free! Debt Consolidation does not have to affect your credit rating and can be quick, simple and painless. There are also options if your loan is in arrears or…
Do you want to own your own home sooner, pay down your debts and become free of monthly repayments. Buying your own home is one of our great Australian Dreams and most tend to spend the next 30 years paying it off. Owning our own home should not be a dream, it should be a…
Recently, Australian lenders have introduced a genuine savings policy for home loans, which is often confusing and frustrating. We hope to simplify this with this article. Genuine savings was implemented in response to the increasing number of first home buyers applying for mortgages with no deposit and no savings. Remember when 100% loans were available?…
So you have racked up a bunch of debt and are now paying inflated interest rates, which is eating up your cash flow! Sometimes it is hard to know how you landed in this situation and even harder to know how to find a workable way out. The most important point now is not how…
Your Top 4 Refinance Questions Answered! 1. Will I Actually Reduce My Costs? The main reason people refinance is to lower their interest rate, however to assess if you are actually going to come out in front it is important to assess all factors; rate; product flexibility; longevity of the loan; costs and fees. For…
As we move into the new year, we will bring you some great articles and posts that will help you – via a host of tools, discounts and resources – to find the best loans. Whether you are after a car loan, a better home loan or simply want to consolidate your messy loan situation,…
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