There are a numerous options to buy a house with no and low deposits. Most people think if you don’t have any savings there is no hope, but there are realistic options. Can I have a Deposit come from anywhere? Most lending for low deposit home loans are based on a minimum of 5% deposit…
Most people think that if you don’t have savings, the opportunity to buy a house is not possible. Did you know you can borrow up to 95% of the purchase price of your new home? There is light at the end of the tunnel – as long a you know how to prepare for your…
What are No or Low Deposit Home Loans? No or Low Deposit Home Loans require a lower deposit to secure the home loan. Most lenders require you to pay lenders mortgage insurance (LMI). If a Limited Guarantee is available, then LMI can be eliminated potentially saving thousands. How can I borrow more than 100%? Yes,…
Unsure whether to go with a fixed or variable rate for your loan? As a historical rule, fixed rates usually cost more than a variable rate mortgage and fixed rates are generally higher than variable rates. However, fixed rates offer confidence in repayments where there is tight cash flow or an uncertain economy and there…
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